*No obligation, no impact on your credit score
and 100% confidential.
What You Get With Lending Room
What You Get With Lending Room
Apply once and unlock better loan options. We’re loan brokers, not lenders, so we work for you. We compare trusted Kiwi lenders on your behalf, protecting your credit score and giving you a stronger shot at a sharper deal.
A Better Rate That Saves You Money
By checking multiple NZ lenders for you, you’re more likely to land a competitive rate that suits your situation. That means lower repayments, less long-term cost and more money left in your pocket.
Flexible Repayment Options That Fit Your Life
Every lender offers different terms. We compare them and find options that match your lifestyle, keeping your repayments manageable and predictable week to week.
Finance That Helps You Get Things Done
From a $3,000 top-up to a $50,000 project, you can move forward with the money you need without dipping into savings or delaying what matters. One application gets you options that fit your goals.
Fast Answers So You Can Make Decisions Sooner
You don’t get stuck waiting around. With the right info supplied, you can know where you stand the same day, letting you move ahead with confidence instead of uncertainty.
Payments That Match How You Get Paid
Whether you’re paid weekly, fortnightly, or monthly, we look across lenders to find repayment schedules that line up with your pay cycle. It’s easier to plan, easier to stay on track and easier to stay organised.
Clear, Simple Costs So You Can Plan With Confidence
No surprises. You’ll know what you’re paying before anything starts. With transparent costs and no hidden fees, you can budget properly and make decisions without guesswork.
*Rate and approval is subject to provider credit criteria. Lender establishment fees, terms & conditions apply.
*We complete a soft-touch credit enquiry during our assessment, which does not impact your credit score. After we determine the most suitable lender and submit your application, some lenders accept this enquiry, while larger lenders may conduct their own standard credit check as part of their process.
Vehicle and Personal Loan Disclosure:
For vehicle and personal loans, the Annual Interest Rate (AIR) and Annual Percentage Rate range from 8.99% p.a. to a maximum of 29.95% p.a., on a minimum loan term of 6 months to a maximum term of 84 months.
Our services are provided in accordance with our Terms & Conditions. The actual interest rate charged to you is determined by the lender and will depend on your personal profile, credit history, the type of lending required, and the security provided (if any).
For vehicle and personal loans, fees apply; including an establishment fee of up to $450 and an introducer/broker fee of up to $1,500.
Representative example of total cost of a loan: A loan of $5,000 over 12 months at 12.95% p.a. has fees totalling $735 and a total repayment of $6,145.20, equating to 12 monthly payments of $512.10.