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Yes, for personal loans we do charge a fee, this is called a broker or introducer fee. As every application is unique, the fee charged will vary depending on the work and time spent on attaining the loan approval for you. The broker/introducer fee can be added to the total loan amount and is not required to be paid up front. For home loans we are paid a commission from the bank for successful applications, in some instances where a commission is not paid, then a fee may be charged. All fees that apply to your lending will be discussed with you before you commit to anything.

Yes, if your Work Visa is valid for a minimum of 12 months you are eligible to apply. The loan term would be limited to the expiry date of your Visa and security may be required, for example a freehold vehicle. To discuss your personal circumstances, please give us a call.

Yes, as long as you are receiving income of $600 weekly after tax, you are welcome to apply. The maximum amount you can borrow will be subject to the loan purpose, your affordability and credit history.