Smart Way to Loan
One simple application. Multiple trusted lenders. Better rates, fast approvals and a smarter way to get a loan.
RATES
from 7%
NZ OWNED
and operated
RANGE OF LOANS
to fit your needs
One Application. Multiple Lenders. Better Results.
Lending Room is a trusted loan broker helping Kiwis get personal loans through our network of well-established lenders in NZ. This means we work with multiple trusted lenders on your behalf, so you get access to better options without needing to apply to each one individually.
You only need to apply once on our website. We review your application and send it to the lenders most likely to approve you, helping you get better rates, faster approvals, and a smoother experience. Loan rates start from 7% p.a.
Whether you need a car loan, debt consolidation or support with something else, we make borrowing simple.
What you need
- Be 18 years or older
- Receive a minimum of $600 weekly
- Valid Passport or NZ Drivers Licence
- Internet banking access
- Must have 13+ months left (work or resident visa)
Our Range of Loan Products
Need help with a holiday loan, consolidating debts, or buying your first home? We’ve got a range of flexible loan options to suit your goals. Everything’s done online, so you can apply in just minutes – no paperwork, no stress.
Personal Loans
Get a personalised personal loan from 9.95% p.a. to cover life’s unexpected costs - fast, simple, and 100% online.
Debt Consolidation
Combine multiple debts into one easy repayment with our quick, online debt consolidation loans.
Vehicle Loans
Apply online for a vehicle loan and get the funds to buy your car, ute, bike, or boat. Fast and hassle-free.
Unsecured Loans
Unsecured loans from $1,000 to $50,000. We make applying for unsecured loans simple.
Home Loans
First home, refinance, or investment? We’ll help you secure the right home loan with expert support.
Business Loans
Need funding to grow? Our business loans support Kiwi businesses with capital for gear, stock, or cash flow.
Customer feedback
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EXCELLENT | Rated 4.9 based on 314 reviews
Frequently asked questions
- You need to be at least 18 years old
- Valid Photo ID:
- A NZ Citizen, Resident or hold a valid work visa
- Receive a regular source of income of $600 weekly or more, this can be through employment or a Government benefit.
Yes, if your Work Visa is valid for a minimum of 12 months you are eligible to apply. The loan term would be limited to the expiry date of your Visa and security may be required, for example a freehold vehicle. To discuss your personal circumstances, please give us a call.
Our trusted Finance Partners
Our trusted
Finance Partners
