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Insurance

Protect what matters.
Drive with confidence.

Lending Room is an authorised Autosure Insurance network partner. We offer a range of insurance products to give you peace of mind on the road and protect your loan repayments against the unexpected.

4 products Insurance options
Autosure Authorised partner
0800 96 22 22 Get a quote
FSP486566 FSPR registered
Our insurance partner

Authorised Autosure Insurance network partner

Lending Room is an authorised Autosure Insurance network partner. Autosure is one of New Zealand's leading vehicle and loan insurance specialists. Through this partnership we are able to offer our customers a range of insurance products designed to protect their vehicle and their loan repayments.

Autosure Insurance

Authorised network partner

Lending Room FSP 5669
Insurance products

Cover that protects your vehicle and your loan

We offer four insurance products through Autosure. Each can be arranged in conjunction with your vehicle or personal loan.

Mechanical Breakdown Insurance (MBI)

Protection against unexpected vehicle breakdowns

MBI has been carefully designed to cover you for an unexpected breakdown. It covers the reasonable cost to repair the actual failure of mechanical or electrical parts as a result of a sudden and unforeseen breakdown that occurs during normal use in New Zealand, unless otherwise excluded in the policy.

How MBI helps you

Comprehensive protection for petrol, diesel, hybrid and electric vehicles
Allowances for towing and car hire
7 day / 24-hour AA Road Service

Payment Protection Insurance (PPI)

Protect your loan repayments against redundancy, illness and other insured events

PPI provides cover to ensure your finance obligations can continue to be met during challenging times such as redundancy, illness or other insured events. Benefits are payable directly to the financier and the policy cover options are specific to your source of income at the time of entering into a credit contract.

How PPI helps you

No medical examination required — simple and quick to apply
Redundancy benefit of up to 12 months
Protects your household income and credit rating

Guaranteed Asset Protection Insurance (GAP)

Bridge the gap between your insurance payout and your outstanding loan balance

GAP protects you against losses that may occur when your vehicle is declared a total loss and the total loss settlement amount paid by your vehicle insurer is less than the outstanding amount you owe to your financier for your vehicle loan.

Maximum loan amount $100,000. Maximum loan term 84 months.

How GAP helps you

Choice of main benefit options
A range of additional benefits to help with the costs of replacing your vehicle
Your household income is protected for other purposes

Car Insurance

Three levels of cover — from third party to comprehensive

Lending Room offers three levels of car insurance through Autosure to suit your needs and budget. Whether you want full comprehensive cover or third party protection, we have an option for you.

Comprehensive

Everyday Plus Car Insurance

Full comprehensive cover including accidental damage, theft, fire and third party liability.

Fire and theft

Third Party Fire and Theft

Covers damage you cause to other vehicles or property, plus fire damage and theft of your own vehicle.

Third party

Third Party Property Damage

Basic cover for damage you cause to another person's vehicle or property.

Features across our car insurance options

Lifetime guarantee on repairs arranged through an approved repairer
Allowances for emergency travel and accommodation costs
Optional excess-free windscreen and window glass cover
Optional Roadside Assistance cover

Get a quote for car insurance

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What our customers say

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Rated 5 out of 5 on Trustpilot

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Protect your vehicle and your loan repayments.

Our team can help you choose the right insurance for your situation. Call or email us and we will walk you through your options.

Autosure authorised network partner
MBI, PPI, GAP and car insurance
FSPR registered FSP 5669
Mon to Fri 8:30am to 5:00pm
4Insurance products
5 / 5Trustpilot rating
AutosureAuthorised partner

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