Lending Room

EXCELLENT | 4.7 out of 5


Let’s get personal – personalised loans to help reach your dreams!

Lending Room are your trusted brokers who will create a personalised loan for you. No matter the occasion, we are with you every step of the way to ensure applying for your loan is fast and simple.

Unsecured Loan

No security is required for an unsecured personal loan. The amount you can borrow unsecured is less than what you may be offered if your loan was secured with an asset i.e. a vehicle. Generally interest rates for unsecured loans are higher than secured loans, however we will always do our best to get your loan approved at a competitive interest rate.

Secured Loan

To apply for a secured loan, you will need to provide a vehicle, boat or home as security to proceed.

Why do I need a secured loan?

I am looking for a lower rate:

When you offer your home, car or boat as security for your personal loan, the lender will feel more comfortable approving your loan because you have given security against the lend. 

I am having a hard time getting approved:

You can offer your home, car or boat as security for your personal loan if you have been turned away elsewhere.

I want to borrow more or take longer on repayments:

Offering the lender security with a house, car or boat will give them confidence in extending loan terms.

Debt Consolidation

Juggling too many debts? Managing multiple debt repayments can be overwhelming. All types of debt can be consolidated with a debt consolidation loan. These can include but are not limited to; personal loans, car loans, credit cards or hire purchases.

Our lending specialists can help simplify your debts with one easy to manage loan repayment.

How does debt consolidation work?

You can take out one loan to pay multiple debts in New Zealand. This means you only make one regular repayment.


We will get you a fast and easy approval


One interest rate and a fixed loan term


Choose between weekly, fortnightly or monthly repayments


If you are a NZ Citizen, Resident or hold a valid work visa you can apply

Cash Advance

Sometimes in life you need a cash boost. Whether it’s waiting on the next payday or to get through an unexpected life event, we believe hardworking Kiwis deserve to get help when they need it most.

Finance made easy with a cash advance:


Fast and easy personal loan approval for a cash advance


Get a loan of $1,000 and pay it off over 12 months


Receive your money on the same day or next day, that’s fast!


Flexible payback – monthly, weekly or fortnightly

Refinance Loan

Paying too much interest? A lending specialist at the Lending Room can help refinance your loan. Find out what rate we can offer you today!

NEED MORE INFORMATION? Call us now on 0800 96 22 22 or email info@lendingroom.co.nz.