Business Loans Made Simple
*No obligation, no impact on your credit score
and 100% confidential.
Our Trusted
Finance Partners
Our Trusted NZ Finance Partners
Rated 5 Out of 5 by Kiwis
Rated 5 Out of 5
by Kiwis Nationwide
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Smarter Business Loans
for NZ Businesses
Instead of applying to lender after lender, submit one simple application with Lending Room. We compare business loan options from our panel of trusted New Zealand lenders to find funding that suits your business goals.
That means less admin, fewer credit impacts and a better chance of securing competitive terms.
*No obligation, no impact on your credit score
and 100% confidential.
01. Apply once
Tell us about your business and funding needs. No paperwork overload.
02. We assess your application
We assess your application and match it with lenders that best suit your cash flow, credit profile and loan purpose.
03. We compare lenders for you
We match you with lenders most likely to suit your situation so you do not waste time or risk unnecessary credit checks.
04. Choose what works for you
You review the options and decide if you want to move forward. The choice is always yours.
The benefits you get with Lending Room
The benefits you get with Lending Room
Lending Room is a New Zealand loan broker. That means we work for you, not the lender. Instead of applying to multiple loan companies yourself, we compare options across trusted NZ lenders and secure you to a loan that fits your situation.
A Better Rate
That Saves You Money
We compare trusted NZ lenders to help you secure a competitive rate, which can lower repayments, reduce overall cost, and leave more money in your pocket.
Better Use of Your
Credit Profile
Applying everywhere can work against you. We narrow down suitable options first to help reduce unnecessary credit checks on your profile.
More Loan Options
in One Place
We work with a range of trusted NZ lenders, giving you access to loan options you may not find by going direct.
Support That
Saves You Time
Instead of chasing lenders and comparing fine print, we handle the comparison and explain your options clearly.
Straightforward
Guidance
We break everything down in plain English so you know what you are getting and what it will cost before deciding.
Clear, Simple Costs So You
Can Plan With Confidence
No surprises. You will understand the repayments and fees upfront so you can budget with confidence and move forward comfortably.
*No obligation, no impact on your credit score
and 100% confidential.
Going direct to a lender or bank vs. Lending Room
Going direct to
a lender or bank
vs. Lending Room
See how Lending Room stacks up against the competition to get you a better deal.
Do I qualify for a business loan
in New Zealand?
You may be eligible for a business loan through Lending Room if you:
Run a registered NZ business
Have traded for 9 months or more
Earn regular business income
Are a director or shareholder
Not sure if you qualify? We assess every application individually and may still be able to help.
Guidelines to your tailored loans for your business
- Get a loan between $5,000 and $500,000, with funding possible within 24 hours.
- Your lending specialists will determine the loan amount and repayment plan.
- You get tailored loans that suit you and your New Zealand business.
- Get personalized interest rates.
- Top-up and early payout options available.
Frequently Asked Questions
You can apply for business loans from $5,000 up to $500,000 depending on your business performance and lender criteria.
Funding can be available within 24 hours once your application is approved and documents are provided.
We work with both secured and unsecured business loan options. Whether you need equipment finance, working capital or a top-up we’ll match you with the right lender.
Your business needs to have been trading for at least 9 months. If you’re buying an existing business we can help with that too.
Yes, most lenders we work with offer top-up and early repayment options.
We work to get you the best rate possible based on your business and profile. Your lending specialist will confirm your personalised rate once your application is assessed.
With one quick form we handle the hard work by comparing multiple trusted Kiwi lenders to find you sharper rates and the right loan faster.
NEED MORE INFORMATION? Call us now on 09 928 6800 or email info@lendingroom.co.nz.
NEED MORE INFORMATION?
Call us now on 09 928 6800
or email info@lendingroom.co.nz.