09 928 6800 Apply Now
Apply Now

Apply in 5 minutes and get approved the same day*

One application, one soft credit check. We find the right lender from our panel of multiple vetted NZ lenders and you stay in control the whole way.

Most applicants hear back the same business day.

One application. One soft check from us. Applying to multiple lenders directly leaves hard enquiry marks each time. We review your profile with a soft check first, then send it to the lender most likely to get you the best deal.
Matched to the right lender, not blasted to all
Secured from 8.99% p.a., unsecured from 10.99% (AIR)
Borrow from $3,000 to $250,000
No obligation. No score impact from our check.
Same-day funding for approvals before 12pm
Rated 5.0 on Trustpilot and Google by 1,280+ Kiwis

What happens next

1
We review your profile with a soft credit check
2
We send your application to the lender most likely to get you the best deal
3
The lender assesses your application and may run their own check
4
We share the offer with you and you decide if you want to proceed
Same-day on business days when we have everything we need
FSP486566 · FSPR Registered
256-bit SSL encrypted
Bound by responsible lending under the CCCFA 2003
5.0 Trustpilot
1,070+ reviews
5.0 Google
210+ reviews
Start your application About 5 minutes · No score impact
Secure
We run a soft credit check during our assessment. This does not affect your score. Once matched, some lenders accept our check while others may run their own.
Got questions? Call us on 09 928 6800
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FSP486566 · FSPR Registered
256-bit SSL encrypted

*Rate and approval is subject to provider credit criteria. Lender establishment fees, terms and conditions apply.

By submitting this form you agree to our Terms and Conditions and Privacy Policy. Lending Room is a registered financial services provider (FSP486566). We are a broker and do not lend directly. Rates from 8.99% to 29.95% p.a. (AIR). Establishment fee up to $450 and broker fee up to $1,500 (GST inclusive) may apply.