Lending Room

Business Loans Made Simple

One quick form gives you access to trusted Kiwi lenders for sharper rates, and fast approval.

Our Trusted
Finance Partners

Our Trusted Finance Partners

Do I qualify for a business loan in New Zealand?

Every Kiwi business starts with a spark. Whether it’s a bold idea, a side hustle gone big, or a passion you’re ready to turn into profit, we’re here to back you. At Lending Room, we help Kiwis access business loans of up to $500,000. You can choose between secured or unsecured options, depending on what works best for you.

To qualify, your business needs to have been trading for at least 9 months. Thinking of buying an existing business? We can help with that too.

What documents do I need for a business loan?

Documents

Six months business bank statements

History

Evidence of your business’ financial performance and history, such as current financial statements of the business

Identification

Valid photograph ID for all directors

What documents
do I need for a
business loan?

Documents

Six months business bank statements

History

Evidence of your business’ financial performance and history, such as current financial statements of the business

Identification

Valid photograph ID for all directors

Guidelines to your tailored loans for your business

  • Get a loan between $5,000 and $500,000, with funding possible within 24 hours.
  • Your lending specialists will determine the loan amount and repayment plan.
  • You get tailored loans that suit you and your New Zealand business.
  • Get personalized interest rates.
  • Top-up and early payout options available.

Trusted by Kiwis Across NZ

Trusted by Kiwis
Across NZ

Trustpilot

Frequently asked questions

You can apply for business loans from $5,000 up to $500,000 depending on your business performance and lender criteria.

Funding can be available within 24 hours once your application is approved and documents are provided.

We work with both secured and unsecured business loan options. Whether you need equipment finance, working capital or a top-up we’ll match you with the right lender.

Your business needs to have been trading for at least 9 months. If you’re buying an existing business we can help with that too.

Generally, lenders will ask for:

  • Three months of business bank statements (some lenders may require six months)
  • Financial performance records such as current financial statements with a cash flow statement for the current year
  • Valid photo ID for all directors

Yes, most lenders we work with offer top-up and early repayment options.

We work to get you the best rate possible based on your business and profile. Your lending specialist will confirm your personalised rate once your application is assessed.

With one quick form we handle the hard work by comparing multiple trusted Kiwi lenders to find you sharper rates and the right loan faster.

Smiling man holding a tablet with question icons, representing Lending Room’s loan FAQs and customer support

NEED MORE INFORMATION? Call us now on 09 928 6800 or email info@lendingroom.co.nz.

NEED MORE INFORMATION?
Call us now on 09 928 6800
or email info@lendingroom.co.nz.