Get the funds you need,
faster than you think.
We compare top NZ lenders to get you the best deal for your situation — one application, no obligation.
Our Trusted NZ Finance Partners
Our Trusted
Finance Partners
How Lending Room works
One short form. We handle the matching, the follow-up and the hard work.
Fill in one application
Takes about 5 minutes. Tell us your loan amount, purpose and basic situation. Just the once.
We review and match you
We review your application and match you to the lender most likely to get you a better deal. We do a soft credit check at this stage so it doesn't hurt your score.
We call you with your options
Our team contacts you with the best options available. You choose, there's no obligation.
Ready to get started?
Apply in 5 minutes. One form reaches up to 20+ lenders.
We work for you, not the banks
LendingRoom is a loan broker, not a bank or lender. We're here to find you a better deal.
Lower Rates, Less to Repay
We compare multiple lenders to ensure you get competitive rates that keep your weekly repayments as low as possible.
Protect Your Credit Score
We assess your profile first to find the right lender and keep your credit rating safe.
We Save You Time
One form. 10+ lenders. No need to fill an application over and over.
Same-Day Assessments
Get a decision fast. We match most customers same-day or even same day.
Visa Holders Welcome
We work with lenders who understand New Zealanders on a work or residence visa.
Expert NZ Support
Our Auckland-based team handles everything in-house to ensure your entire process is simple and stress-free.
*Rate and approval is subject to provider credit criteria. Lender establishment fees, terms & conditions apply.
*We complete a soft-touch credit enquiry during our assessment, which does not impact your credit score. After we determine the most suitable lender and submit your application, some lenders accept this enquiry, while larger lenders may conduct their own standard credit check as part of their process.
Vehicle and Personal Loan Disclosure:
For vehicle and personal loans, the Annual Interest Rate (AIR) and Annual Percentage Rate range from 8.99% p.a. to a maximum of 29.95% p.a., on a minimum loan term of 6 months to a maximum term of 84 months.
Our services are provided in accordance with our Terms & Conditions. The actual interest rate charged to you is determined by the lender and will depend on your personal profile, credit history, the type of lending required, and the security provided (if any).
For vehicle and personal loans, fees apply; including an establishment fee of up to $450 and an introducer/broker fee of up to $1,500.
Representative example of total cost of a loan: A loan of $5,000 over 12 months at 12.95% p.a. has fees totalling $735 and a total repayment of $6,145.20, equating to 12 monthly payments of $512.10.