When you apply through Lending Room, your application is assessed against the criteria of every lender on our panel. We match you to the one most likely to get you a better deal — without leaving multiple hard marks on your credit file.
Every lender on our panel is a registered NZ financial service provider. We match you to the right one based on your specific situation.
Personal and vehicle loans
Personal loans
Vehicle and personal loans
Personal loans
Personal and retail finance
Personal and vehicle loans
Personal and vehicle loans
Personal loans
Vehicle and personal loans
Personal and vehicle loans
Personal loans
Personal and vehicle loans
Business loans
Additional lenders assessed per application
Some brokers and comparison sites submit your details to multiple lenders at once. Every one of those submissions leaves a hard credit mark on your file — before you have even agreed to a loan.
Lending Room works differently. We review your application, run one soft credit check and identify the single lender on our panel most likely to approve you at a competitive rate.
If that lender is not the right fit, we go back to our panel and find the next best match. You are never left applying blind.
Fill in one form and we assess your application against our full panel of vetted NZ lenders. One soft credit check. No score impact. Same-day in most cases.
